Where the reviewed rules apply

No buyer address is selected. These maps do not establish financial eligibility, funding availability, or property approval.

No current, human-approved coverage policy is available. Imported location labels and provider offices are not proof of coverage.

Not verified yetFunding limited at last check

Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance

City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together

Up to $25,000

Up to $25,000 as a forgivable second mortgage for a qualifying first-time buyer purchasing and occupying an eligible Bridgeport home.

Forgivable loan

Coverage not confirmed

Purchase, residence and work requirements may differ. Review the coverage explanation and confirm your property address with the provider.

How and when you repayThis is a zero-interest forgivable second mortgage with a five- to ten-year deed restriction, depending on the approved amount.

These terms describe the assistance. Any mortgage used to buy the home has its own repayment terms. Check the provider's documents before accepting an offer.

See possible fitCompare

Visit official program site ↗

Applications never run through HomeBase.

Who can apply

About you

Owner occupancy.
Household income at or below 80% AMI.
Minimum 620 credit score and no bankruptcy or foreclosure during the prior three years.
At least eight hours of HUD-approved homebuyer education.
Fixed-rate first mortgage and underwriting ratios capped at 35%/45%.

The home

No property ownership during the prior three years.
Bridgeport 1-2 unit home or FHA-approved condominium.

How to apply

At least 1% buyer contribution.

The program makes the final eligibility decision.

Full requirements, documents, and history

Income tables, education requirements, contacts, complete rules, stacking guidance, sources, and change history

Conditions

First-time buyer under 80% AMI buying and occupying a Bridgeport 1-2 unit home or FHA-approved condo, with fixed-rate preapproval, 620 score, 1% contribution, education, and other underwriting limits.

Reader request

Want us to check this program?

Ask HomeBase to re-check Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance’s current funding, operation, and key terms. Requests help us prioritize the queue; only evidence changes the listing.

What can I combine this with?

Some programs can be combined, while others are alternatives or apply to different locations. These are questions to investigate, not a combined award. Never add benefit ceilings together without checking both programs’ rules.

Review possible combinations with Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance(12 to check)

Worth asking about(12)

No resolved current rule for this pair. Ask both administrators about eligibility, location, limits and required application order.

AFC Mortgage Cash OfferAFC Mortgage Group
AFC finances up to the full new purchase secured by the current and new homes, allowing a non-contingent offer.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at AFC Mortgage Cash Offer.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Affinity First-Time Homebuyer $500 Savings BonusAffinity Federal Credit Union
A qualifying first-time buyer who closes an Affinity mortgage and completes the account and autopay requirements receives $500 in an Affinity savings account.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Affinity First-Time Homebuyer $500 Savings Bonus.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Affinity HomeAdvantage Cash RewardsAffinity Federal Credit Union; provided by CU Realty Services/HomeAdvantage
Affinity members who buy or sell through an assigned HomeAdvantage network agent may receive a commission-funded cash reward.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Affinity HomeAdvantage Cash Rewards.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
AgFed ARM Closing Cost SpecialAgriculture Federal Credit Union (AgFed)
AgFed pays $1,500 to $3,500 toward closing costs on eligible adjustable-rate purchase mortgages while the temporary offer remains available.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at AgFed ARM Closing Cost Special.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Alliant Advantage MortgageAlliant Credit Union
Qualified first-time buyers may receive an Alliant Advantage adjustable-rate mortgage with no down payment and no PMI on loans up to $650,000.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Alliant Advantage Mortgage.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
American Eagle First-Time Buyer $1,000 Closing-Cost CreditAmerican Eagle Financial Credit Union
$1,000 toward closing costs with American Eagle's fixed-rate first-time-buyer mortgage, which advertises down payments as low as 3% and a rate lock up to 60 days.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at American Eagle First-Time Buyer $1,000 Closing-Cost Credit.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Ascend Bank Aspire Homebuyer MortgageAscend Bank
A Connecticut first-time-buyer mortgage with up to 100% financing, lender-paid PMI, and up to $5,000 of assistance in eligible geographies.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Ascend Bank Aspire Homebuyer Mortgage.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Bank of America America's Home GrantBank of America, N.A.
A nonrepayable lender grant of up to $7,500 for eligible nonrecurring closing costs or a permanent interest-rate buydown on a qualifying Bank of America mortgage and select-market property.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Bank of America America's Home Grant.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Bank of America Down Payment GrantBank of America, N.A.
A nonrepayable down-payment grant equal to 3% of the purchase price, capped at $10,000, for a qualifying first-time buyer, Bank of America mortgage and select-market property.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Bank of America Down Payment Grant.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Beeline Price Pact and Free-Refi BenefitsBeeline Loans, Inc.
A conditional $250 lender credit when Beeline matches a qualifying competing conventional offer, plus waiver of Beeline-retained fees on a later same-property refinance under the current offer.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Beeline Price Pact and Free-Refi Benefits.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Better Real Estate Purchase Loan Lender CreditBetter Mortgage Corporation and Better Real Estate
A lender credit equal to 0.50% of the final Better Mortgage purchase-loan amount, up to $10,000, for borrowers using a Better Real Estate Partner Agent and closing with Better Mortgage.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Better Real Estate Purchase Loan Lender Credit.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Centreville Bank PASO MortgageCentreville Bank
A Centreville Bank 30-year fixed mortgage with up to 100% financing for eligible low- or moderate-income buyers in eastern Connecticut.
No supported pair rule is recorded. This is a research candidate, not proof that both programs apply to the same purchase. Ask both offices in a phone call; do not add their advertised maximum amounts.
Discovery candidate only. Confirm both programs apply to the same borrower, purchase property, first mortgage and lender; geographic tags do not establish that.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Centreville Bank PASO Mortgage.

Can it be used on the same purchase as Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance (City of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together)?

Please confirm current availability and whether my borrower, property, first-mortgage and lender requirements satisfy both programs.

If it can:
  1. Is there a cap on total assistance from all sources combined, or does one benefit reduce the other?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?
  4. Which current written rules and conditions support this answer?

Thank you.
```
Ask both program offices and the participating lender. If their answers differ, resolve the conflicting written rules and conditions before relying on a combination; do not assume which answer controls.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.

A cited pair rule does not establish that either program serves your property or that you qualify. Confirm current conditions with both administrators and your lender before counting on a combination.

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